Is a man required by law to pay off his New Bride’s old College loans?

[The Manipulated ManParticipant 1856]

Until a new MGTOW, LEX, posted his situation in his Introduction, it was my understanding that, in Canada, Federal and Provincial governments do not expect spouses to pay old student loans for their new partners unless they cosigned for the loans or voluntarily decide to pay.

Lex wrote:

…….Since being married my wife has identified that she suddenly has over 200k in debt…….

This happened three months after his marriage. LEX is now working with an Attorney and filing for divorce.

However,…….

Lex wrote:

…….Another unfortunate part of Canadian Law is that debt brought into a marriage becomes marital or joint debt potentially…….

In LEX’s Introduction, I hope Canuk MGTOWs will weigh in, tell their stories, and guide LEX out of his “Honey Trap.”

As a TAP (Typical American Prick is Canadian slang), here is what I know about the situation in the USA:

According to Matt Alden, a bankruptcy lawyer in the USA focusing on student loan issues, “In most instances, a spouse will not be held responsible for student loan debts unless they cosigned for the loan.”

According to New York divorce attorney Cari Rincker, Educational Debt incurred before a marriage, is considered separate property and barring some predetermined contractual agreement, it stays that way after a divorce. “My law-school-loan debt is forever mine,” Ms. Rincker says. “No spouse will ever be liable” for it.

The other goal for this thread is to open up a discussion and opportunity for other MGTOWs around the world to share their experience with being legally pressured to pay off a new Wife’s Old College Loans.

What happens when a man finally comprehends the cold and calculating thoughts that are going through a woman's mind, while her eyes are brimming with tears?

[AttonParticipant]

At least Canada has got something right.

A MGTOW is a man who is not a woman's bitch!

[NerevarParticipant 8040]

Just going by the topic title, my answer is a firm NO. Women are supposed to be grown up and should take full responsibility for their actions and mistakes. Got debt? Pay it off yourself, don’t cling to a man and expect him to pay for it, because that’s not feminist of her. Remember: women are better, stronger, smarter and faster than men will ever be. Live up to it.

Amuse me.

"One of the best things internet exposed is just how insane women are." - Freeman_K

[StargazerParticipant 12505]

Nerevar wrote:

Women are supposed to be grown up

Supposed to be. Don’t hold your breath.

[NerevarParticipant 8040]

Stargazer wrote:

Nerevar wrote:

Women are supposed to be grown up

Supposed to be. Don’t hold your breath.

I know.

"One of the best things internet exposed is just how insane women are." - Freeman_K

[uchibenkeiParticipant 7965]

My understanding is any debt or assets you had before the marriage are yours after the divorce. But keep good records and keep everything separate. But talk to a lawyer.

I bathe in the tears of single moms.

[BeerParticipant 11832]

uchibenkei wrote:

My understanding is any debt or assets you had before the marriage are yours after the divorce. But keep good records and keep everything separate. But talk to a lawyer.

The was my understanding as well…but in practice it really doesn’t work that way. What do you do if your wife just starts diverting her entire paycheck towards her debt and forcing you with all the bills? What do you do if your wife stops working when the kid pops out? What do you do if your wife dumps all the joint accounts into her debt and files for divorce a day later? Yeah in theory…debt in her name remains her responsibility but in practice her debt will impact any sucker stupid enough to marry her since as a couple its another monthly bill and you only have so much coming in. If you had two women to choose from with the same income, one had an 800 dollar a month student loan payment, and the other didn’t, the difference between marrying each of them would be 800 dollars a month you could be piling into a joint account for a house or something for both of you to enjoy compared to 800 dollars a month that has to pay for s~~~ she did before you even married her.

Assets work pretty much the same way. Technically whatever you have going in is yours if you don’t legally put her name on it…but any value those assets build become joint assets. If for example you had a million dollars in a brokerage account, married a woman, stopped adding money to that account, but 8 years later it passively grew into 2 million and she filed for divorce, the 1 million of that brokerage account that was all growth on what you had accumulated prior to the marriage would be considered a marital asset and she’d be entitled to at least half. Yeah you still have your original asset but you get f~~~ed out of a boatload of cash she did nothing to earn that you would have accumulated with or without her.

Big picture…despite what the law says the bigger the gap in net worth between two “partners” going into a marriage, the harder the one with the higher net worth gets f~~~ed on the way out of the marriage. Its why its completely idiotic for a financially stable guy with a good career to marry a broke post waller later in life. If I have 200k in assets right now and marry a woman with 100k in debt, I might as well cut her a check for 150k on the wedding day and expect to cut her an even larger one if we ever divorce.

Just my personal experience but I’ve witnessed way too many relations~~~s where people date and live together/split bills(aka guy pays most of them) until she graduates then she monkey branches off, or an established guy thinks he found a princess, they get married, have kid(s), he pays all her s~~~ off because he thinks he found the one, then a month later she divorce rapes him and hops back on the carousel…literally a few years of marriage and she’ll walk away with all her debt paid off, a new car, a house, and 15 years of child support…f~~~ing some dude a few times a month for a few years literally works out to the equivalent of a 100k+ a year part time job.

The worst are the ones with a boatload of debt with no possible way to pay it off in a reasonable amount of time…like they make 40k a year and have 70k in student loans and a car payment. They will be nothing but a burden to you. If someone is making 80k+ a year with 30k in student loans that isn’t bad at all…but from my experience a lot of women are lugging around debt that greatly exceeds their yearly income. Avoid those like the plague. They are the most desperate and will do the sleeziest s~~~ possible to extract resources from a guy.

[CataphractParticipant 2656]

Sounds like another drop of reason added to the ocean of reasons not to get married.

Marriage: About as appealing as wood-chipper diving.

[LexParticipant 117]

This is a great thread idea, hoping it brings more brothers and their experiences together.

Some matters for Canada could vary from province to province (specifically spousal support and custody.

So:
her – 200k debt (family member cosigned not me)
Pre-MGTOW me – zero debt,student loans repaid, savings, buy what I want when I want. 100k+ year salary

Reading online going over federal and provincial statues it SHOULD BE pre-martial debt is still the debt of that person. Well as we all know we men have been getting f~~~ed in civil and family courts for years. Case Law in Canada (could be one “land mark” case where a man had to take on his ex-wives debt – is now applied as a bench mark or formula to look at how to split the debt (this includes student loans). So now we are operating in a system where the longer the marriage (other factors like if she wants to stop working or starts making less money etc) the more the guy will be on the hook for the student loans and all the other things like spousal support, giving up half your pension etc. (this isn’t factoring in if she got her claws into you and got pregnant)

As always getting advice from a trusted lawyer is always good advice for your area. For Canadians an online resource for Case Law (Criminal or Civil) is http://www.canlii.org

[FrostByteParticipant 19005]

uchibenkei wrote:

My understanding is any debt or assets you had before the marriage are yours after the divorce. But keep good records and keep everything separate. But talk to a lawyer.

I’m sure some banker/Lawyer will see that as a loop hole that needs closing. What an evil strategy to encourage some debt ridden c~~~ to marry rich and transfer the debt to him who has money.

If you rescue a damsel in distress, all you will get is a distressed damsel.

[GrumpyParticipant]

In my experience
It depends on jurisdiction, and how the law is interpreted by the “local authority”.
In Canada, by Federal Law the answer is NO.
However there is a caveat of “exceptional circumstance” – Let you imagination run wild with the interpretation of that clause.

According to each Province there are variances within divorce law.
However….
Each province also has a supporting clause reinforcing “exceptional circumstance”.

Based solely on the outcome of my personal dealings with divorce/separation/relationship failure, and the conversations with other men on the same topics.
The outcome, regardless of circumstance, invariably led to the former husband/male partner acquiring ALL debt incurred before, during, and up to the date of separation. and in a few cases right up until the divorce being granted.

18 years ago, I divorced my daughters mother.
I was granted sole custody, no child support (reserved), all financial and legal rights as the custodial parent, and all debts owing from both parties.
“Exceptional Circumstance” of the mothers financial situation and her inability to gain more than a minimum wage job was invoked.
So I paid for everything regardless.

TLDR:
Regardless of the Law, you will pay for that pussy.

There was a time in my life when I gave a fuck. Now you have to pay ME for it

[Y_Participant 4591]

Marriage in legal terms comes under the Law of Contract.
Under British Law (and Natural Law) everyone is responsible for their own legal circumstances and binding agreements to other parties prior to the marriage contract being effected.

As these are nothing to do with the partner in a marriage, there is no justification that the partner has an legal obligation to undertake any form of debt restitution on behalf of the spouse – unless this was agreed to as part of the marriage contract.

However there may be parliamentary legislation that enables this specific kind of parasitic behaviour – but at this point in time there is not – as far as I know. There may be other less known case law precedents that may apply – but I am not that familiar with these aspects.

The following sites may help
http://www.nolo.com/legal-encyclopedia/debt-
marriage-owe-spouse-debts-29572.html

http://www.thisismoney.co.uk/money/cardsloans/article-1690639/Am-I-liable-for-my-wifes-debts.html

[MACHOParticipant]

uchibenkei wrote:

My understanding is any debt or assets you had before the marriage are yours after the divorce. But keep good records and keep everything separate. But talk to a lawyer.

This is a great advice for those thinking that she is about to dump them! Time to dig out them receipts. Thanks

Note: I’m in a browsing mood tonight after last night weird episode! I don’t mean to bring back old threads.. Just meant to add some spontaneous reply to interesting responses.

You must own a better Crystal ball than I

[Sky-OParticipant 18936]

It’s flawed question.

Even if a guy gets a divorce from a woman and is NOT responsible for her $60k in student loans:

After he loses half of his stuff, the house, has to pay alimony & child support for years –

He basically pays for the student loans indirectly.

[Anonymous 6]

Lex wrote:

This is a great thread idea, hoping it brings more brothers and their experiences together.

Some matters for Canada could vary from province to province (specifically spousal support and custody.

So:
her – 200k debt (family member cosigned not me)
Pre-MGTOW me – zero debt,student loans repaid, savings, buy what I want when I want. 100k+ year salary

Reading online going over federal and provincial statues it SHOULD BE pre-martial debt is still the debt of that person. Well as we all know we men have been getting f~~~ed in civil and family courts for years. Case Law in Canada (could be one “land mark” case where a man had to take on his ex-wives debt – is now applied as a bench mark or formula to look at how to split the debt (this includes student loans). So now we are operating in a system where the longer the marriage (other factors like if she wants to stop working or starts making less money etc) the more the guy will be on the hook for the student loans and all the other things like spousal support, giving up half your pension etc. (this isn’t factoring in if she got her claws into you and got pregnant)

As always getting advice from a trusted lawyer is always good advice for your area. For Canadians an online resource for Case Law (Criminal or Civil) is http://www.canlii.org

Hey Lex, keep us informed about your progress, this is some heavy crap that all of us on here need to know about.

[IRuleMeParticipant]

Atton wrote:

At least Canada has got something right.

Maybe this will discourage stupid simps from getting married. “WHAT? You mean I can be responsible for her past debt??? fk that s~~~!”

[ForeverDoneParticipant 2928]

Beer wrote:

uchibenkei wrote:

My understanding is any debt or assets you had before the marriage are yours after the divorce. But keep good records and keep everything separate. But talk to a lawyer.

The was my understanding as well…but in practice it really doesn’t work that way. What do you do if your wife just starts diverting her entire paycheck towards her debt and forcing you with all the bills? What do you do if your wife stops working when the kid pops out? What do you do if your wife dumps all the joint accounts into her debt and files for divorce a day later? Yeah in theory…debt in her name remains her responsibility but in practice her debt will impact any sucker stupid enough to marry her since as a couple its another monthly bill and you only have so much coming in. If you had two women to choose from with the same income, one had an 800 dollar a month student loan payment, and the other didn’t, the difference between marrying each of them would be 800 dollars a month you could be piling into a joint account for a house or something for both of you to enjoy compared to 800 dollars a month that has to pay for s~~~ she did before you even married her.

Assets work pretty much the same way. Technically whatever you have going in is yours if you don’t legally put her name on it…but any value those assets build become joint assets. If for example you had a million dollars in a brokerage account, married a woman, stopped adding money to that account, but 8 years later it passively grew into 2 million and she filed for divorce, the 1 million of that brokerage account that was all growth on what you had accumulated prior to the marriage would be considered a marital asset and she’d be entitled to at least half. Yeah you still have your original asset but you get f~~~ed out of a boatload of cash she did nothing to earn that you would have accumulated with or without her.

Big picture…despite what the law says the bigger the gap in net worth between two “partners” going into a marriage, the harder the one with the higher net worth gets f~~~ed on the way out of the marriage. Its why its completely idiotic for a financially stable guy with a good career to marry a broke post waller later in life. If I have 200k in assets right now and marry a woman with 100k in debt, I might as well cut her a check for 150k on the wedding day and expect to cut her an even larger one if we ever divorce.

Just my personal experience but I’ve witnessed way too many relations~~~s where people date and live together/split bills(aka guy pays most of them) until she graduates then she monkey branches off, or an established guy thinks he found a princess, they get married, have kid(s), he pays all her s~~~ off because he thinks he found the one, then a month later she divorce rapes him and hops back on the carousel…literally a few years of marriage and she’ll walk away with all her debt paid off, a new car, a house, and 15 years of child support…f~~~ing some dude a few times a month for a few years literally works out to the equivalent of a 100k+ a year part time job.

The worst are the ones with a boatload of debt with no possible way to pay it off in a reasonable amount of time…like they make 40k a year and have 70k in student loans and a car payment. They will be nothing but a burden to you. If someone is making 80k+ a year with 30k in student loans that isn’t bad at all…but from my experience a lot of women are lugging around debt that greatly exceeds their yearly income. Avoid those like the plague. They are the most desperate and will do the sleeziest s~~~ possible to extract resources from a guy.

Never understood that. If you have a premarital account or house that is worth 1m, then you divorce and she’s entitled the gains just because of this stupid contract. It makes ZERO logical sense. These marriage laws were written during a time when most female cum dumpsters didn’t work outside the home. Nowadays and for the last 40 years female cum dumpsters DO work outside the home and have their own assets (and liabilities). I do not understand why either spouses assets have to be legally shared with the other lesser earning spouse outside of child support (don’t get me started on that). The whole system is rigged and until enough men boycott marriage until the laws are changed, the system will continue to remain broke. More importantly, our population growth will continue to decline because more and more people are divorcing and having less offspring.

There is no gain or benefit to marriage for a man these days. Well, aside from the STD issue. That also depends if your little sunshine is faithful or not…

[IRuleMeParticipant]

^ Considering that 1 in 8 girls in high school has an STD according to a recent study, it’s far more likely than that given that these women carry over into society upon graduation. Once a skank, always a skank. I mean, they finger themselves then lick their own juices, swallow a man’s jizz, and let people f~~~ them in the ass. About tells you all you need to know right there. Women have no self respect.

[ForeverDoneParticipant 2928]

IRuleMe wrote:

^ Considering that 1 in 8 girls in high school has an STD according to a recent study, it’s far more likely than that given that these women carry over into society upon graduation. Once a skank, always a skank. I mean, they finger themselves then lick their own juices, swallow a man’s jizz, and let people f~~~ them in the ass. About tells you all you need to know right there. Women have no self respect.

Scary world out there. I thank the heavens I never caught anything. Terrified on some of them… As EIC said in a recent video, is the juice worth the squeeze.

[Author]

Posts