Women and Retirement

[TaxGuyParticipant]

Here is a link to an article on Kiplinger.com about the 7 reasons baby boomer women have a retirement problem ahead. Should we scrub it down and tell the truth?

http://www.kiplinger.com/slideshow/retirement/T047-S014-7-reasons-baby-boomer-women-have-a-problem-ahead/index.html

1. Women are typically the primary caregivers for their family

So? The man is going out and earning money for both of them. This isn’t a problem unless you divorce the man. And even then, you will get half of that retirement. What’s the problem? You could stay married to the husbank…… Just sayin’.

2. Career choices were sometimes limited, and so was the pay.

See #1.

3. Participation in retirement programs lags

Pumpkin didn’t think about the future huh? The husbank did and has been putting away money since day one. Otherwise the article wouldn’t be just about women. But, she had to spend money on make-up, clothes, shoes, push up bras, etc. so she could trap a man. But then when she traps him, she no longer wants him. Sorry about this one, there is a huge logic problem here.

4. Many women don’t pay enough attention to financial planning

Yeah, neither did my 5 year old. Pumpkin wants to act like a toddler all her life and let someone else worry about the future. Now you know why men die earlier than women: we actually take on life head-first and don’t expect someone else to take care of us. It’s called Adulting, pumpkin should try it sometime before it’s too late.

5. The average age when women take Social Security benefits is 62.

First f~~~ing chance they get!! So, this women that stayed home with the kids, worked a lesser job than her husbank, and knows jack-s~~~ about finances takes the free money AS SOON AS POSSIBLE, even if it’s less. Wow, didn’t see that one coming. That plow is heavy isn’t it girls? First chance at free money.

6. Most women will have sole responsibility for their finances at some point

It’s a problem to outlive your spouse. I’d like to have that problem. Men die sooner because their lives are more stressful and they worked harder. That’s a problem for women. Eventually when they are 75-80 years old they finally have to be an adult.

7. Long term care costs impact women

When the husbank dies, they will have no one to take care of them. So they need to spend more money on outside care.

Really? You don’t have any woman friends pumpkin? Why is that? Because women hate other women, and when that’s all that’s left you have to deal with it in your old age? Poor, poor pumpkin.

So, there you go. Women have a problem in retirement because they break up their families, they take the easiest, lowest paying jobs, they fail to become an adult, they take the easy money as fast as possible, and they expect to be taken care of from cradle to grave.

This is why I don’t date. I can’t imagine in my 50’s that I’m viewed as anything other than a retirement plan to a woman my age. I’m the last branch in the tree that can save her from 50 years of p~~~ poor financial decisions. Well, f~~~ you Judy. My branch is no longer available. Enjoy the fall. Watch out for the sharp rocks at the bottom.

Order the good wine

[Anonymous 7]

TaxGuy wrote:

Should we scrub it down and tell the truth?

A most excellent breakdown.

[Solo MAN’S WisdomParticipant]

Top shelf analysis, as always, TaxGuy.

PS: You can’t spell analysis without anal.

When women lead, destruction is the destination. -- Me.

[NerevarParticipant 8040]

Now drop the mic and walk away. Good topic!

"One of the best things internet exposed is just how insane women are." - Freeman_K

[RomulusParticipant 4667]

Most women will have sole responsibility for their finances at some point

And Social Security and life expectancy is yet another of the many institutional biases built in to our society…against men. The social security administration uses the same pay out schedule for men and women…even though women collect Social Security, on average, about 4-6 years longer than men.

How can a woman be expected to be happy with a man who insists on treating her as if she were a perfectly normal human being.

[TaxGuyParticipant]

Solo MAN’S Wisdom wrote:

PS: You can’t spell analysis without anal.

For some reason that makes me think of Beavis and Butthead.

Huh, huh, you said anal.

Order the good wine

[Anonymous 42]

Social Security is a scam to the long term unemployed men that get disposed of in their 50’s and demoted to gathering crumbs then told to go f~~~ themselves for every time taken since day 1!

F~~~ THIS SYSTEM ONE AND ALL!

It goes down and men will be #1 AGAIN!

LTMFB!

[MarketWatcherParticipant]

TaxGuy wrote:

Women have a problem in retirement because they break up their families, they take the easiest, lowest paying jobs, they fail to become an adult, they take the easy money as fast as possible, and they expect to be taken care of from cradle to grave

And TaxGuy drops another truth bomb. Got one right now on the phone trying to buy a new car. The one she has is not even paid off!!!

[Anonymous 7]

MarketWatcher wrote:

Got one right now on the phone trying to buy a new car. The one she has is not even paid off!!!

Figures. I recently bought a new vehicle. I saved for it for 10 years (paid car payments to myself).

They truly are like children.

[MarketWatcherParticipant]

Anonymous wrote:

I saved for it for 10 years (paid car payments to myself).

^ I give this the Market~~~cher seal of approval! ^

[xanthineParticipant 4903]

You are spot on, TaxGuy. Excellent assessment.

MarketWatcher wrote:

TaxGuy wrote:

Women have a problem in retirement because they break up their families, they take the easiest, lowest paying jobs, they fail to become an adult, they take the easy money as fast as possible, and they expect to be taken care of from cradle to grave

And TaxGuy drops another truth bomb. Got one right now on the phone trying to buy a new car. The one she has is not even paid off!!!

Hahaha i bet you see s~~~ like this all day long Market~~~cher. All pumpkins ever want to do is find ways to spend more money and take on more debt.

I dont know if they just figure a man will pay for it later, or they are just too stupid to understand things like compound interest. Probably a little of both, wouldn’t you say?

[Anonymous 7]

When I first met my last ex and started dating I tried to explain to her about opening an IRA account for her retirement and an education account for the son. She worked but there was no group plan with her employer. I eventually gave up the idea she would do it. This was over a decade ago.

Before I left that house we had one last blowout argument. I was told that I did not contribute to the household, and/or her son. She was fretting about how she was going to pay for her son’s college. What about a vehicle for him?

I did not say a word, but gave a sly grin when walking away from the argument. I left a few weeks after.

The kid is a high school senior this year. I have no clue where their station is now, but it is not my problem. I tried to help and was only scolded for it after.

Females believe their pussy will keep them afloat and can always bring in a wallet.

[TaxGuyParticipant]

xanthine wrote:

Hahaha i bet you see s~~~ like this all day long Market~~~cher. All pumpkins ever want to do is find ways to spend more money and take on more debt.
I dont know if they just figure a man will pay for it later, or they are just too stupid to understand things like compound interest. Probably a little of both, wouldn’t you say?

My 16 year old had her first job this year where she has a W-2 to report to the IRS. It’s just a weekend thing and she’s only been doing it for a couple months. She’ll make like $1-2k. I told her that I would match whatever she makes and open an IRA for her. She gets to invest half and I get to invest half. And you gotta make the case for why you picked the investment choice. I want her to see for herself how investing works. It’s not much money so if she screws up it will be a good learning lesson.

Bottom line: She’s learning what it’s like to earn her own money, she’s got some savings for college, and a retirement fund that she can’t touch for 50 years. I’ll be damned if my daughters end up being financial idiots like their mother. Their mom is the poster child for this story. Stayed home, took easy job, broke up family, never saved a f~~~ing dime, will cash out on SS ASAP. The only thing she has going for her is she doesn’t take care of herself. Luckily for her she won’t live that long.

Order the good wine

[FrostByteParticipant 19005]

Pumpkin thinks she will still have SMV at 50 years old and can get any man she wants to cover her retirement when the time comes. So off to the c~~~ carousel she goes and thinks she has the future in the palm of her hands crack of her legs. Then the wall shows up and spoils all her plans.

If you rescue a damsel in distress, all you will get is a distressed damsel.

[TaxGuyParticipant]

FrostByte wrote:

Pumpkin thinks she will still have SMV at 50 years old and can get any man she wants to cover her retirement when the time comes. So off to the c~~~ carousel she goes and thinks she has the future in the palm of her hands crack of her legs. Then the wall shows up and spoils all her plans.

Again, you just described my ex. About to be 51, looks road hard and put away wet, didn’t take care of her body, but is convinced that with a push up bra and a little lip stick she can still trap a man. Good luck to her.

Order the good wine

[FrostByteParticipant 19005]

TaxGuy wrote:

Again, you just described my ex. About to be 51, looks road hard and put away wet, didn’t take care of her body, but is convinced that with a push up bra and a little lip stick she can still trap a man.

We just can’t spread MGTOW far enough. Sad truth is she will lower her standards as low as it takes until the most bottom feeding simp with a job takes her in.

If you rescue a damsel in distress, all you will get is a distressed damsel.

[TrapperParticipant 2912]

Spot on Tax Guy! So many post 50 women are merely existing. Their quality of life lacks all quality. The generation behind them is even WORSE off.

Is cat food suitable for human consumption?

[Author]

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