Why savers marrying spenders can be a good thing

[RusskyParticipant 13503]

Today I came across one of the most idiotic articles I’ve read in a while. Cringeworthy. The story is written by some cuck referring to study made by two females, one of which is also a Huffington Paint contributor

http://www.kare11.com/money/why-savers-marrying-spenders-can-be-a-good-thing/366134918

Funny thing that I the article never actually answers the question in the headline or proves anything that would support it.
Let’s analyze:

All the world loves a saver, it seems, and most want to marry one. While opposites attract in the world of magnets, a recent study says that’s not necessarily the case when it comes to couples saving and spending money.
You think??!!
This very first paragraph and the study itself both contradict the title

People who save money rather than spend it are the most attractive marital candidates to fellow savers and to women who consider themselves spenders, according to the survey by TD Ameritrade of 2,100 Americans.
They quizzed 2100 Americans for that? I thought it was obvious universal truth? What a waste of time But only 39% of spender men want to marry saver women.
here comes the bulls~~~. I start getting the hint that by “spender men” the study refers to men who have expensive tastes and hobbies and by “saver women” – to women who want to spend all this money on themselves.

“Savers tend to raise the game on the readiness of the family to cover unexpected events, so I think that’s one of the reasons why they are an attractive bunch to be with,” said Lule Demmissie, managing director of investment and retirement at TD Ameritrade.
I see – it’s only saving when it’s for the family (ahem – female – ahem) needs.

That doesn’t necessarily mean that spenders should be kicked to the curb from the get-go, romantically speaking. Under the right circumstances, a mixture can benefit everybody.
I can’t wait – please elaborate how is this even possible

“It could be a good thing if you and your spouse are on different ends of the savings/spending spectrum,” said Kathryn Bossler, a financial wellness expert with Greenpath Financial Wellness, a nationwide non-profit financial counseling and education organization. “If there is open communication, in a healthy relationship, this could be a really good system of checks and balances. The saver will make sure that there are savings while the spender will make sure there is a quality of life.”
Say what? How can there be any savings if all the money is wasted by the female spender? And what it this quality of life s~~~? 30K kitchens she never uses? Throw pillows and drapes? C’mon just cut the gender-neutral bulls~~~ and admit that by a “saver” you’re refering to a sane husband and by a “spender” – to a spendthrift wife

One scenario did present a problem, however. Spenders marrying other spenders can create a volatile situation in the household.
No s~~~. That’s why there can only be one spender in a family. Want to guess what genitalia that person possesses?

“Spenders married spenders, we found to be the most combustible combination because there is no safety net,” Demmissie said.

“A spender being married to a spender can be something that can easily spin out of control,” Bossler added. “There’s not a checks-and-balance system. It can certainly cause financial trouble because there’s no-one there being responsible, saying, ‘We’re spending too much.’”
you think?

Men and women see things differently
here comes the juicy sexist part

The survey discovered that Millennial men and women look at money with different points of view. Women tend to want (emphasis on “want”) to save for vacations, for having an emergency fund and for a down payment for a house.(ever met a woman saving her own money for a down payment on a house? I call BS) Men — while embracing those same ideas somewhat less enthusiastically than women (those f~~~ing spendthrifts irresponsible men!)— are more willing to take a risk with money to invest in the stock market (f~~~ing gamblers risking with family’s safety net and future! the bastards!) or to put a vacation on a credit card. The differences can come down to how each party feels about time.

“There is always a perception among women that time is not on their side (aka “the Wall”), from not earning as much to leaving the workplace to have a child,” Demmissie said. “Investing in the stock market is what the men value more. Having an emergency savings account is what the women value more.”
(those noble saver women are smart unlike these men idiots gambling their lives away)

Long term, Millennial men said their goal was to retire before they hit 65. Millennial women want to be able to pay for their children’s education.
(those selfless altruistic female creatures! while men always think only about themselves!)

One other thing that has become clear to Bossler is that Millennials have a sense of unease when it comes to debt. (??? other generations feel comfy if buried in debts?? I missed the point)

“Millennials don’t want to carry debt,” she stated. “They have a lot of student loan debt (oh, maybe that’s why! good thing we have altruistic women who save for their children’s education so they don’t have to take upon massive debt in bloated education bubble), and the last thing they want is more debt. They have had to be very creative in their choices getting out of school … living with parents, roommates, really delaying decisions, even with a good job. I think it’s overwhelming to them. They can’t imagine life without debt.” (she seriously thinks that they’re doing it as a smart choice and not out of a necessity??)

Lessons from the holiday season

The season for gift-giving tends to bring how one feels about money to the forefront.

“The holidays are one example of where your values come out,” Bossler said. “Everyone has their own ideas about what the holiday season means. This is one opportunity where you might charge up debt and create problems for your finances.”

Demmissie said that while the holidays can create financial friction, they also can present a great opportunity for learning from each other. People should look at what they have in common, not try to force their thinking on the other person. (what the f~~~ is she trying to say here? please help me out guys, I’m at a loss. What a sane rational man can find in common about spending habits with a spendthrift woman during the holidays?? )

“I don’t think that spenders are spending like a drunk person (most idiotic analogy I’ve seen )and a saver should be portrayed as a real serious person. I think this survey shows that each persona can learn from the other,” she said. “There is wisdom on both sides of the spectrum.”
(What? Wisdom? That’s it? I’m not convinced you answered the question)

What the f~~~? What a crock of s~~~. Simply amazing

proud carrier of the 'why?' chromosome

[RusskyParticipant 13503]

This article should had been called: “Why savers marrying spenders can be a good thing… for spenders” ))

proud carrier of the 'why?' chromosome

[Anonymous 54]

Women dont like thrifty cheap Men. They like spenders.

There objective is to get you to spend it on her.

[~BSParticipant 3266]

i fail to understand how marrying a person that spends frivolously is good for the saver. Unless your only marriage cost is giving her $40 every once in a while in exchange for spreading her legs.

"He didn't marry until now, so he won't ever do it. Think about it, why would a man like him ever marry? It's too late to catch him. " ~some cunt

[Anonymous 5]

Well, in this age of equality men should do what women do and p~~~ all their earnings down the s~~~ter and spend even more by creating debt.
Then all we have to do is find a saver to enable us.

I wonder how that’s going to work out.

[RoyDalParticipant]

Saving is wise. Necessary spending is unavoidable. Unbridled spending is a disaster waiting to happen.

Recall Aesop’s Fable:

The Ant and the Grasshopper

In a field one summer’s day a Grasshopper was hopping about,
chirping and singing to its heart’s content. An Ant passed by,
bearing along with great toil an ear of corn he was taking to the
nest.

“Why not come and chat with me,” said the Grasshopper,
“instead of toiling and moiling in that way?”

“I am helping to lay up food for the winter,” said the Ant,
“and recommend you to do the same.”

“Why bother about winter?” said the Grasshopper; we have got
plenty of food at present.” But the Ant went on its way and
continued its toil. When the winter came the Grasshopper had no
food and found itself dying of hunger, while it saw the ants
distributing every day corn and grain from the stores they had
collected in the summer. Then the Grasshopper knew:

It is best to prepare for the days of necessity.

http://aesopfables.com/cgi/aesop1.cgi?srch&fabl/TheAntandtheGrasshopper

Society asks MGTOWs: Why are you not making more tax-slaves?

[chirParticipant]

Lets change that title.

MEN! Lavish your money on our golden vagina’s and make us the princesses we so deserve to be! Why? Well Vagina!

It is by caffeine alone I set my mind in motion, it is by the beans of Java that thoughts acquire speed, the hands acquire shaking, the shaking becomes a warning; it is by caffeine alone I set my mind in motion.

[Freeman_KParticipant 3524]

“It could be a good thing if you and your spouse are on different ends of the savings/spending spectrum,” said Kathryn Bossler, a financial wellness expert with Greenpath Financial Wellness, a nationwide non-profit financial counseling and education organization. “If there is open communication, in a healthy relationship, this could be a really good system of checks and balances. The saver will make sure that there are savings while the spender will make sure there is a quality of life.”

Good laugh this.

Even though “financial wellness expert from non profit financial counseling” (Rotfl) would like to me believe otherwise, i prefer to be saver and spender of what i create. 100s of shoes somehow doesnt fit into my definition of quality of life.

The choices we make, not the chances we take, determine our destiny

[CataphractParticipant 2656]

I think I can be perfectly able to spend some of my savings without someone else’s help thank you very much.

Marriage: About as appealing as wood-chipper diving.

[experiencedParticipant]

Anonymous wrote:

Well, in this age of equality men should do what women do and p~~~ all their earnings down the s~~~ter and spend even more by creating debt.
Then all we have to do is find a saver to enable us.

I wonder how that’s going to work out.

Great post and replies.

Basic economics. The lender of last resort. Macro = the fed, International monetary fund etc. Micro = parasite off of men.

Had a laugh on the, “kicked to the curb” vernacular, in that when it’s applied to the savers/men, that’s exactly what happens when the resources have been extracted. So tell us LAYDEEZ, when you filed for divorce in 80% of the cases, 90% in college educated couples, did you learn from that? Men have, and will never remarry. ref:sane men.

"It seems like there's times a body gets struck down so low, there ain't a power on earth that can ever bring him up again. Seems like something inside dies so he don't even want to get up again. But he does."

[Mr. SpockParticipant 10950]

Title should be “Why marrying a man with money is a good thing.”

She's not looking for love. She's looking for someone to finance the lifestyle that SHE thinks SHE deserves.

[John Woods 13Participant 2855]

Anyone marrying anyone today is NEVER a good thing, under any circumstance.

The answer is NO. “I could but I won’t”. Memini murum!

[KevinStylesParticipant 2580]

Someone is always trying to get your money if you’re a saver and even if you’re not : women, irs, government, medical establishments are just a few that come to mind. All equally shade as the next.

[BeerParticipant 11832]

Most savers usually have goals though…how would marrying a spender that derails those goals be a good thing? If I’m saving to have a travel fund and for early retirement…how would some woman spending all my money on s~~~ for herself improve my quality of life or happiness at all?

As long as you aren’t so f~~~ing cheap that you are neglecting your health there really is no reason to spend more as long as you are happy with your standard of living.

[LynxParticipant 302]

Golly-gee, what luck! I was just planning to give myself a trans-spender brain surgery and these fems are saying I’ll get chics for that who will PAY for my spending as well? FANTASTIC.

[LastManStandingParticipant 640]

Anonymous wrote:

Women dont like thrifty cheap Men. They like spenders.

There objective is to get you to spend it on her. Then leave you after it’s gone.

sorry, I had to fix your near perfect post.

[TrapperParticipant 2912]

LastManStanding wrote:

Old Sage wrote:

Women dont like thrifty cheap Men. They like spenders.

There objective is to get you to spend it on her. Then leave you after it’s gone.

sorry, I had to fix your near perfect post.

Also taking half of the risky stock gambling money with her

[Won'tGetFooledAgainParticipant 3322]

Anonymous wrote:

Women dont like thrifty cheap Men. They like spenders.

There objective is to get you to spend it on her.

Absolutely, my ex wife didn’t work for six years before she had an affair and I was the sole breadwinner in that time having to provide for a family of four. I am an excellent saver, her aim was to spend every penny I earned on trying to keep up with her Facebook friends.

While we were married I managed to save 3 months salary in the bank, she went crazy when she found out as I had told her we had no money. She didn’t understand that the 3 months salary was my buffer if I lost my job, she just saw it as more money to spend on junk.

This is a woman who has no idea about finances, for six years I had paid every bill and she had never even checked the bank balance once. When we split one of her reasons was that I was cheap and hated spending money. She didn’t understand that as the sole breadwinner I liked being able to sleep at night, hence why I had three months salary tucked away.

Three years after we split I have been able to save 50% of my salary without any problem at all and have just put an offer in for a house. She is with a guy who is a worse spender than her and she has had to take the role of the saver now. Funny how she understands where I was coming from now that there in nobody else picking up the tab!

For women, everything eventually boils down to Alpha Fucks, Beta Bucks.

[CataphractParticipant 2656]

NO GASH WILL SPEND MY CASH!

Marriage: About as appealing as wood-chipper diving.

[Author]

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