Trump’s plan to fix higher education and strangle feminists

[Eric LauderParticipant 12054]

Here

Trump’s remarkable plan to fix higher education and strangle social justice and feminists on campus

Let’s look at Trump’s plan for higher education as an example. It boils down to three important features:

Get the government out of student loans
Hold colleges partially or fully liable for student outcomes
Transfer the Office for Civil Rights from the Department of Education to the Justice Department

Get the government out of student loans

YES! Lending small sums of money is not a core competency of the government, nor should it be. Banks are experts in loaning money, and have highly sophisticated mechanisms for determining risk, and then loaning in accordance. The government essentially takes no real risk when loaning money to students, and thus has no real incentive to make sure it is making wise loans. Government loans shove all the risks off onto students. This is, or should be, complete bulls~~~. Let the banks take on some of the risk associated with student loans. What’s the first thing a bank is likely to consider when faced with a student requesting a loan: What are the odds you will be able to pay this back?

Students are p~~~ing and moaning they are saddled with exorbitant amounts of student debt upon graduation, but a lot of that has to do with students being retarded enough to spend $100K on a degree in feminist dance therapy. And you didn’t get a job upon graduation? Who saw that coming???

Banks will exert tremendous pressure on students to engage in acquiring skills the market actually wants. This would go a long ways towards solving the HB1 Visa problem, for example. Not enough people skilled in coding? The banks will see the market value of coding and offer preferential loans for that specialty. The market demands will spill down the chain. Colleges will become furious they have tons of applicants for coding programs, but none of the students have graduated with anything approaching the required math and analytical skills. College will go to war with high schools and the clean-up of a seriously f~~~ed up secondary education system will begin.

This is how the market works. How it’s supposed to work. The more the government steps in to take over services the market could offer more efficiently (because the market players are taking a risk the government isn’t taking), the more f~~~ed up, inefficient and moribund those services are going to become.

Let banks offer student loans. Loaning is the core capability of a bank. It’s what they do. Let them work.

Hold colleges partially or fully liable for student loans

Trump calls this ‘having skin in the game’ and he’s dead right here. I wouldn’t hold colleges 100% liable for student loans, but instead come up with some sort of formula that students have to commit a certain percentage of their income to paying down a student loan, based on their incomes after graduation, and the college must make up the rest of a pre-agreed sum. So, for example, if the college agreed to admit the dance therapy major, and a bank agreed to loan the student $50K, before that loan was issued repayment terms would be set: $500/mo after graduation. When the student gets a fulltime job at McDonalds after graduation, and 25% of her salary amounts to $200/mo, the college would be on the hook for $300/mo.

This would have a number of practical effects:

Colleges wouldn’t offer retarded programs to students who needed to borrow money. Elite colleges might, because the value of the school brand is so high, it doesn’t matter what degree you study. Goodbye women’s studies, film theory, social justice, urban anthropology and every other ridiculous liberal arts degree that no one needs or cares about.
Colleges would invest heavily in making sure students didn’t drop out or fail to complete their programs. Drop outs who don’t earn their degrees are not likely to be able to repay their loans. This would benefit students of color and poor students (especially men) of all races in particular.
Colleges would invest heavily in job services for alumni. If an accountant graduates and finds a job that pays reasonably well, but still leaves the college on the hook for a percentage of her loan, the college has an incentive to help that graduate locate a better position. Until colleges have cleared their liability to zero, they have an incentive to provide career services to students even after graduation. This information will assist them in understanding what programs are in demand in the marketplace. It’s a self-reinforcing information loop. And again, poor working white men and students of color stand to benefit the most here.

Move the Office of Civil Rights from the Department of Education to the Justice Department

Boom! The whole due process, Title IX and absurd rape claims are gone. The Justice Department will use its own data to guide programs, and the DOJ has pretty much the only reliable sexual assault data out there. Take the idiot, ideologically driven fanatics from gender issues and toss them to the curb like a bag of trash. Let the justice department handle issues of justice.

Think about it: Trump tables three pieces of legislation. He transfers responsibility for student loans to banks and lets the market sort out the details. The government is now done with this issue. He holds colleges partly responsible for the loans they agree to accept, then lets the colleges begin the process of understanding what to offer students. The government is now done with the issue. He transfers OCR to Justice and lets the DOJ do their job.

This is masterful delegation. This is what leadership looks like. This is what effective decision making looks like. Trump seeks to turn over responsibility to the people most capable of making decisions, while setting in place firm rules for how they will held accountable. The institutions best qualified to make loans are banks. The institutions best qualified to set academic programming are colleges. The institutions best qualified to determine justice issues are the courts. Trump sets a framework that forces them to work together in the best interests of not only the students, but all of society.

I am deeply, profoundly impressed.

Trump just righted 99% of the crazy ass shenanigans plaguing college campuses. Daddy just set limits that his subordinates have every incentive to enforce.

If women’s studies majors actually understood how markets, incentives and competition worked, they would be freaking out over Trump’s plans for colleges. Fortunately, it appears they have not a clue.

Good.

Let the revolution begin.

SUPREME LEADER KIM JONG-UN'S FASHION STYLIST - if you want a new look or if you're a very beautiful trans you can call me, phone number +85079255312 / mobile 01921421211. The worth of a man isn't the usefulness that women get from him. Avoiding living with a woman, a man isn't rejecting a lot of sex: he's rejecting sexual starvation. MGTOW IS TACKLING DOMESTIC VIOLENCE IN COMPLIANCE WITH CONVENTION OF ISTANBUL: http://www.coe.int/en/web/conventions/full-list/-/conventions/rms/090000168008482e --- Article 4, Section 4 "Special measures that are necessary to prevent and protect women from gender-based violence shall not be considered discrimination under the terms of this Convention". WHAT I LEARNT FROM A GENDER STUDIES CLASS IN LUND, SWEDEN: every time feminists accuses men of doing something, odds are likely either them or persons associated with them are doing the exact same thing but a lot worse. WHO I'M RIGHT NOW https://www.youtube.com/watch?v=J1okpAj7Fhw Basically my former life have been a conflict between this https://www.youtube.com/watch?v=yz_RQVkvke4 and this https://www.youtube.com/watch?v=dFIMeyTK-sU That's, more or less, all about me.

[LightBringerParticipant 440]

I liked Trump for a long time, then I found out he has a bunch of soros and goldman sachs connections, so basicly ABALT (billionaires). I feel kind of like a chump, thinking this time will be different – like a new girl friend.

[sidecarParticipant 35874]

Eric Lauder wrote:

Get the government out of student loans

Yes. Government shouldn’t have been in the business of student loans in the first place. Shoveling taxpayer backed “free money” into a market only increases prices. All taxpayer backed student loans have done is increase tuition fees.

Eric Lauder wrote:

Hold colleges partially or fully liable for student loans

Unjust. If a student wants to study 18th century dance, it should be entirely on them if they can’t get a job with it. It’s not the schools fault for teaching them something they demanded that ultimately ended up useless. Schools are not parents.

Also completely unnecessary. As the taxpayer backed “free” money supply dries up from step 1 above, schools will have no option but to cut tuition fees back to sustainable levels. After the tuition bubble bursts, tuition rates will drop to their true marketable value. Exactly where they should be. Students who really want to learn won’t have to mortgage their entire futures to do so.

Eric Lauder wrote:

Move the Office of Civil Rights from the Department of Education to the Justice Department

It shouldn’t have been there in the first place.

Or better yet, scrap that fuzzy wuzzy civil rights bulls~~~ entirely and stick to our clearly enumerated and defined constitutional rights. The 14th and 15th amendments are good enough for anyone except corrupt “progressive” assholes who don’t truly desire equality but wish to make some pigs more equal than others.

[MeisterParticipant 2093]

LightBringer wrote:

I liked Trump for a long time, then I found out he has a bunch of soros and goldman sachs connections, so basicly ABALT (billionaires). I feel kind of like a chump, thinking this time will be different – like a new girl friend.

He deserves a shot.
The other choice is Hildabeast or that freaky socialist who looks like a muppet.

Use logic and common sense.
We all have to vote Trump.

Monk

[ILiveAgainParticipant]

Can I postal vote from the UK?

Being an Irish citizen … that make be have American by right … doesn’t it?

He is the only one worth my vote now.

Hitlery need to be locked up.

[Anonymous 11]

No matter what one’s opinion of Trump is. The alternative is unfathomable.

When I acquired my first degree, it was just prior to the student loan tinkering. It was very inexpensive, and I could pay for it myself working part time. The second one happened after the government loan bubble had just start rolling. The cost skyrocketed though nothing like it is now.

[DeepInThoughtParticipant 2710]

LightBringer wrote:

I liked Trump for a long time, then I found out he has a bunch of soros and goldman sachs connections, so basicly ABALT (billionaires). I feel kind of like a chump, thinking this time will be different – like a new girl friend.

He mentions his network of bankers in his books i read years ago. When NYC was in decline and he bought so much real estate a basement prices it was his manners and good business with the bankers that got him through. He mentions also in his book other billionaires at the time who treated their bankers like s~~~ and when their businesses went to s~~~, the bankers they legged over turned away and watched them burn.

This is just good business 101.

[MeisterParticipant 2093]

Anonymous wrote:

No matter what one’s opinion of Trump is. The alternative is unfathomable.

^^^ This times 1000!!

We can start criticizing Donnie once he is elected.

Until then the alternative is absolutely unacceptable.

Everyone needs to vote Trump out of sheer self interest.

Monk

[narwhalParticipant]

I agree with Sidecar, there is no need to provide extra incentive for the college to ensure a student succeeds. That would already be inherent in the system if banks were the ones doing the lending. As mentioned, they will do their research to make sure that the degree holds it’s value and the student is likely to succeed. If you’re going to get a useless degree, they won’t give you a loan without collateral.

And that’s where the attack on this plan will be. This means the gay black woman who has no family with a college degree who wants to study feminist literature won’t be able to get a loan. ‘They’ will say that the system is sexist and racist when the majority of loan money ends up going to white males. Sure there will still be scholarships favoring everyone but the white male, but that won’t be considered.

Furthermore, this will kill colleges. I would not be surprised if half the students in college today would not be able to get a loan. To me, that’s fine, as the tuition will be forced lower and the students will be forced to work through school and possible work a year or two before college. Both will make them better workers after college, but we won’t see that.

It will also kill the bloat currently in colleges. Which means they will have to reduce staff. It means that many will fail and default on whatever construction contracts or other obligations they have. Athletic programs will fall apart. It will be a dramatic change, and thus, you’d have to find away to slowly switch over to private financing in order to minimize damage over time.

And this won’t be popular. Politicians will be able to spin this as a negative because of the obvious issues, even though it’s the right thing to do, and definitely better in the long run.

Ok. Then do it.

[AttonParticipant]

This might actually make the Higher education industry charge reasonable fee’s.

A MGTOW is a man who is not a woman's bitch!

[Jan SobieskiParticipant 28791]

The price of college has gone up but are the kids any smart. I’d say no.

Love is just alimony waiting to happen. Visit mgtow.com.

[IGMOW (I Go My Own Way)Participant 2572]

Why is this not in the Political forum on the site? Repeatedly Trump threads end up on in the main forum, even when they don’t have anything to do with being MGTOW. The only conclusion I can reach is being MGTOW means you MUST support Trump, and if you don’t, then you need to turn in your political card.

I ask this question here, because if I even try to go into the topic, about student loans, it doesn’t fit here.

Reality is this: Student loans need to be subject to the same bankruptcy protection as other loans, so that lenders stop making them. This is a forum of economic subsidies to academia and corporations, built on the back of the borrowers, who can’t get out of them. Why are not student loans under the same bankruptcy laws as any other loan? Well, apparently the body public doesn’t want society stuck with loans defaulted on, that are unsecured.

Show me where Trump says that. I didn’t see anything, just some ok ideas that really don’t resolve anything, but will end up greatly reducing the amount of colleges out there. This may be a good idea actually.

"I am my own thang. Any questions?" - Davis S Pumpkins.

[HitmanParticipant]

I like the plan.

[MeisterParticipant 2093]

IGMOW (I Go My Own Way) wrote:

Why is this not in the Political forum on the site? Repeatedly Trump threads end up on in the main forum, even when they don’t have anything to do with being MGTOW. The only conclusion I can reach is being MGTOW means you MUST support Trump, and if you don’t, then you need to turn in your political card.

I ask this question here, because if I even try to go into the topic, about student loans, it doesn’t fit here.

Reality is this: Student loans need to be subject to the same bankruptcy protection as other loans, so that lenders stop making them. This is a forum of economic subsidies to academia and corporations, built on the back of the borrowers, who can’t get out of them. Why are not student loans under the same bankruptcy laws as any other loan? Well, apparently the body public doesn’t want society stuck with loans defaulted on, that are unsecured.

Show me where Trump says that. I didn’t see anything, just some ok ideas that really don’t resolve anything, but will end up greatly reducing the amount of colleges out there. This may be a good idea actually.

If the election boils down to Trump vs Hitlary then you have to vote for Trump.

That’s a no-brainer.

Monk

[RusskyParticipant 13503]

student loan holders should be able to default on them within the framework of chapter 7 bankruptcy
if that was the case – lenders would be wary lending money to students who take on useless programs in colleges that fail in providing education that can actually support you and pay your student loans.
free market, baby, it works!

proud carrier of the 'why?' chromosome

[sidecarParticipant 35874]

narwhal wrote:

This means the gay black woman who has no family with a college degree who wants to study feminist literature won’t be able to get a loan. ‘They’ will say that the system is sexist and racist when the majority of loan money ends up going to white males.

White males who choose to study engineering or medicine.

What will happen is different schools within colleges will go back to charging different rates, especially in the per-class non-matriculating classes. Classes that offer a return on education investment like computer programming will charge higher tuition fees than classes in unemployability like 18th century feminist basket dancing. It will reach a point where they will be practically giving the gay black feminist her worthless degree in uselessness for free.

But you’re right, the screaming gimmee socialists won’t see it that way. They’ll concentrate on how 18th century feminist basket dancing doesn’t provide an income and demand someone else, be it the colleges or government, do something to fix that.

narwhal wrote:

Furthermore, this will kill colleges.

Not necessarily. Some colleges probably, but only the useless ones.

narwhal wrote:

It will also kill the bloat currently in colleges. Which means they will have to reduce staff.

And the first to go will be the “social justice” indoctrinators teaching the worthless, now unsellable, classes like 18th century feminist basket dancing.

narwhal wrote:

It means that many will fail and default on whatever construction contracts or other obligations they have.

More importantly, it will BREAK the tenure system.

narwhal wrote:

Athletic programs will fall apart.

Another positive. For all that they claim to be income sources, athletic programs are actually an enormous drain on educational resources. Schools are for learning, not football. Why should our higher education system, especially the taxpayer funded parts thereof, be co-opted to provide free minor leagues for the professional sports industries?

narwhal wrote:

And this won’t be popular. Politicians will be able to spin this as a negative

But only to the stupid and feckless. Hopefully there are enough smart voters out there to see through that, because it’s a choice here of getting higher education back on track or seeing it collapse utterly (like pretty much everything else).

[Author]

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