RED LIGHT, GREEN LIGHT, FICO SCORE?

[Anonymous 42]

Good day Gents!

I just thought I’d start this topic being today, just minutes ago, I setup an online account with a major bank and their credit card. I did it by selecting the online option to activate a new card instead of the usual phone call I make.

Anyway I was shocked to see how easy it was to get my FICO rating, and it got me to thinking how irresponsible people>>>>() are about living in debt, and the amount of money they pay on interest for the loans they make.

I also found out my available credit could by a new car or something else expensive.

For the last decade+, all I did was downsize and keep myself afloat during the 2nd great depression. I suffered to pay off my debt and did so through determination!

Lurkers beware, a modern empowered woman will have you struggling with her debt she alone creates! They’ll keep you in bondage while they act like ferrets weaseling around department stores buying glittery things!

My last incursion of debt was for a real estate project that needed protection from the elements.

I just borrowed a little this month to buy some new equipment I need.

Men spend money to make more money.

Women spend money on things that collect dust and deteriorate.

Instant gratification has them in debt and they’re looking for a mule to bear the grunt of it! Or they’ll see the buildup of cash and prizes and cash in on a divorce rape!

Of all the women I EVER KNOWN only 1 or 2 are/were good with money and frugal! They’re from senior generations, now in their 80s’!

My FICO is over 800 and that’s because I’m a man and I’m frugal, no “girly things”.

It’s easy to pay the bills when you’re making money, but when times you’re not somehow miracles pull through, but only because you’re pushing from behind!!!

A man’s financial ruination can be found in the arms of any modern women! Had there been one in my life I never would have kept my boat floating! I own everything I have, no loans, no mortgages, no interest.

I’m thankful to all mighty god I wasn’t enslaved and taken to the cleaners by today’s modern woman!

A man that’s not the head of his own household is head of nothing and lives his life in headless turmoil!

[harpo-my-“SON”Participant 2410]

MGtower wrote:Men spend money to make more money.

Women spend money on things that collect dust and deteriorate.

constructive debt pays itself off!

Destructive debt is what depreciation is made of.

I was bound to be misunderstood, and I laugh at those who misunderstand me. Kind mockery at the well intentioned, but unfettered cruelty towards those would be prison guards of my creative possibilities. This so as to learn as much from misunderstanding as from understanding. Taking pleasure in worthy opponents and making language fluid and flowing like a river yet pointed and precise as a dagger. Contradicts the socialistic purpose of language and makes for a wonderful linguistic dance, A verbal martial art with constant parries that hone the weapon that is the two edged sword of my mouth.

[Anonymous 42]

harpo-my-“SON” wrote:

constructive debt pays itself off!

Damn straight! I’m cashing in my points earned by paying off the new balance on this card! I like this online banking s~~~, no more talking to people that can’t speak clear English! Bank routing numbers, all that s~~~ can be done online!

The reason I never got my FICO score was because when it first came out it was a service you had to PAY FOR! So my mind filed obtaining my rating under F~~~ THAT!

Spend money to see how your credit is? I’d rather burn it! I always wait for things to become cheap or free! Otherwise it remains filed under F~~~ THAT!

[AwakenedParticipant 35201]

Many of THEM can’t quite Understand that if you don’t pay your bills, and do it in a timely manner then your Credit Rating will SUCK.

Not a real hard concept to Understand, but APPARENTLY pretty damn hard for many to actually DO.

In a World of Justin Beibers Be a Johnny Cash

[RogueParticipant 258]

This is one of the wisest statements I have heard lately.
I along with yourself and a few others live well below my means, I am under 40, and am one of the richest people in my neighborhood living among people who own million dollar homes in a very nice neighborhood in my area. My home is 100% paid and I OWE no ONE anything.

My neighborhood is filled with people who are so in debt, they are 1 or 2 payments away from defaulting. They have barely any money in savings and when they get a bonus it is gone before it is in hand.

Personally for me everything is 100% paid for. This is not because I am a big time Lawyer, Doctor or anything special. It is because when I began my career at 25 I worked my Butt off for 10 years and lived well below my means.

I had a few girlfriends back then but they paid their own way, more of less. I was a nice guy and would take them to dinner and such, maybe a few trips to have some mutual fun.

But never anything crazy, if they made any ridicules demands they were gone. If they couldn’t balance there own monthly checking accounts, they were never going to be able to balance mine.

If given the opportunity all Women will take your money and leave you with Nothing. They are Modern Day Raiders, with a license to KILL you financially.

Make no mistake about it, they will drain you of your resources and move on to the next fool with resources. Reminds me, of the movie Independence Day, where the Aliens go from Planet to Planet consuming all the resources and then moving on not caring about the inhabitants who reside there.

Women are the Aliens on this Planet and will consume all in its path. They have no concept of money or debt. Its always someone elses problem. They will consume all their resources and then consume all yours. Stay the F~~~ away, you will be Broke, then they will move on and you will be Broke and Alone.

So it is better off being Alone with Money in your pocket….

[Anonymous 42]

Rogue wrote:

They have no concept of money or debt. Its always someone elses problem.

Hey Rogue, that’s because “money” is a construct of the “patriarchy”, something modern women have vowed to destroy!

Let them rage on in their conquest and contempt, let them destroy themselves instead of US! Sometimes you need to let things self destruct when they’re faulty in nature while belligerent to understanding. Like letting a child hurt themselves rather than warning them time and time again only to receive backtalk instead of compliance. They move up in this world by tearing men down.

[RogueParticipant 258]

I have to say I am student of MGTOW, I am learning and growing everyday. I am the way I am because of past events, I never understood why. Since joining this website and lurking for about a year, I have learned some much, especially observation and reflection, because of what is spoken and commented here on this website.
My eyes are opening wider everyday and I feel like I am a survivor and will survive the future social mess of this world.
I am total Monk and I am going Grey Man in my future. I am establishing myself now while I can, to walk amongst them and not respond to them, For Freedom is the Best Gift you can give yourself. This includes both financial and Mental.

[RogueParticipant 258]

BTW thanks MG Tower… Rogue

[Anonymous 42]

Rogue wrote:

BTW thanks MG Tower… Rogue

You’re welcome, Rogue, and I’m honored!

This describes what MGTOW is all about in a simple picture:

[harpo-my-“SON”Participant 2410]

Awakened wrote:Many of THEM can’t quite Understand that if you don’t pay your bills, and do it in a timely manner then your Credit Rating will SUCK.

I am in a situation where my credit sucks because
of debt created by agencies of government.
I do not create debt period.

I cannot do commerce like others do.

This is why I am rebuking the
slave surveillance number (SSN) issued
by the government instituted
publicly mandatory uncivil religious
cult.

I will not be coerced by known cult members.

They use fear and intimidation to coerce
banks and employers to steal my time of
life I spend at hard labor. Those banks
withhold services to people without a
public number. The employers will not work
numberless people.

I cannot own anything without attaching it
to a publicly issued number.

Issued for the sole purpose of extracting
tithes from this exclusively private man.

Tithes that go to an unlawfully instituted
Government sanctioned religious cult called
democratic socialism.

My Bible says do not go in the way of
the wicked.
Do not join those who share a purse.

These government priest will get out
of my financial life.
I do not have nor have I ever had
any semblance of a private financial life.

I have been Governmentally regulated into an indigent
condition. At 55 years old how do I go forward with
all this financial responsibility delegated upon me?
How am I responsible to pay debts I did not create?
how does one reach financial independence when
a private purse is not allowed?

I have one more silver dollar and a paper fiat note.
I declare my independence now. The paper fiat note
says it is legal tender for all debts. I accept
full responsibility for all the public debt owed
by all people on the earth. I give the note saying
it is legal for all those debts. I keep the silver.

The measure of a man is in his willingness to accept
responsibility. Measure me willing to accept responsibility for the public debts of everyone on earth without prejudice.

A man refuses to allow his son to
continue suffering more or he sacrifices
his son to suffer for all others.

NEW WORD FOR THE LEXICON: GOVERN-MENTALLY
lots of funny definitions and variations
could be created from that.

I refuse to pay the government created debt
unless I am given everyone’s government debt to pay.
As well as a consolidating loan.
Debt could be a good thing with stupid wealthy
bankers underwriting it.

My bank is in my pocket as it
has been for over 12 years.

I suffer discrimination for this choice.

I am that man robbed and left beside the road.

waiting for the good Samaritan.

will try opening an account in my fathers name.
If that fails I will register a DBA.

I may apply for a TIN under my fathers name.

Any path I take will use his name as my new brand.

I will not lie when claiming to work for the father.

Love and respect to all

I was bound to be misunderstood, and I laugh at those who misunderstand me. Kind mockery at the well intentioned, but unfettered cruelty towards those would be prison guards of my creative possibilities. This so as to learn as much from misunderstanding as from understanding. Taking pleasure in worthy opponents and making language fluid and flowing like a river yet pointed and precise as a dagger. Contradicts the socialistic purpose of language and makes for a wonderful linguistic dance, A verbal martial art with constant parries that hone the weapon that is the two edged sword of my mouth.

[TheSpiceParticipant 2644]

One of the best gifts you can give yourself is to live below your means and put that extra money to work making you even more money.

"I've been thinking about what it would be like if we got back together."
"You know it's too late for that."

[MoreSkyParticipant 4865]

Just after I got married I paid off her debts including car and student loans.
Twice during the marriage of 12 years I paid off her credit card debt which was not small.
F~~~ knows what she was spending it on as I bought her everything she wanted.
Not surprisingly, during this time my credit rating went from pretty good to p~~~ poor.

Since the divorce and only having to spend on me my credit rating is now almost perfect and with nearly zero unsecured debt.

Lesson for the young gents – don’t be an idiot as I was and pay off their debts as that is exactly what they want and all you are good for in their eyes.

Don’t go near the money grabbing, entitled, disloyal, disease-ridden, c~~~-addicted, ungrateful bitches at all.

"...reinvent your life because you must; it is your life and its history and the present belong only to you.” It is Your Life, Charles Bukowski.

[Faust For ScienceParticipant 22521]

Anonymous wrote:

Anyway I was shocked to see how easy it was to get my FICO rating, and it got me to thinking how irresponsible people>>>>() are about living in debt, and the amount of money they pay on interest for the loans they make.

If one wants to point to the exact moment society was f~~~ed up, that moment was likely when those in charge decided that “debt” is an asset and labor (workers) is an expense.

Without workers there are no one is paying taxes, no one is building, no one is maintaining society in any way. This is what labor/workers is an asset.

Debt is a geometric expense that using in interest to steal all the wealth of a nation’s population into the hands of the few whom control the loans and control government. Eventually, it reaches a point where those whom have been impoverished decide to rebel and leave only a destroyed husk of what was once a thriving society. This is why debt is an expense.

[Anonymous 42]

harpo-my-“SON” wrote:

At 55 years old how do I go forward with
all this financial responsibility delegated upon me?

Social Security is a scam, it’s going under.
You stop paying them so you can do better, homeless old men paying into a system that made them homeless? While they splurge and eat steak for dinner? Outlandish pensions and unsustainable retirements on the backs of the broken?

America has perished, it’s now doing everything it was designed to prevent. It’s become a tyrannical endangerment to our freedom, survival, and safety.

It’s become a disgrace.

[Author]

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