Life insurance

[RusskyParticipant 13503]

Could life insurance save traditionalism and nuclear families?
When you divorce – does your XW gets half of your life insurance? Or how does this work?
What if the trick for saving traditional nuclear families – would be the non-transferable pension and life insurance? Would this be a good incentive for a wife to behave and stick around, hoping that you croak and she and the children would be entitled to some huge some of money?
Just curious what you think about life insurance

proud carrier of the 'why?' chromosome

[Jan SobieskiParticipant 28791]

Life insurance is for the people you leave behind. If you have no one to leave behind, it is a waste.

Love is just alimony waiting to happen. Visit mgtow.com.

[RusskyParticipant 13503]

Jan Sobieski wrote:

Life insurance is for the people you leave behind. If you have no one to leave behind, it is a waste.

I’m talking about how life insurance could be an insurance from divorce or wife getting out of line or out of shape

proud carrier of the 'why?' chromosome

[Prefer Peace to PieceParticipant 10809]

Hi Russky,

Interesting topic. Life insurance is often considered an asset to be included in the property division in your divorce. So having life insurance wouldn’t motivate a spouse to hang around, because in a divorce she might get it anyway once the assets are divided.

I personally like to keep assets more “invisible”. For instance, gold coins held in a private vault somewhere outside the banking system. If the wife doesn’t know about them they are hard to attach. Also, Switzerland does not recognize American divorce laws so a wife would have a hard time attaching those assets in a divorce, particularly if they were private.
Bank accounts, stocks, pensions, IRA’s, real estate and insurance are not private and are easily attached.

[Anonymous 0]

Russky wrote:

Could life insurance save traditionalism and nuclear families?
When you divorce – does your XW gets half of your life insurance? Or how does this work?
What if the trick for saving traditional nuclear families – would be the non-transferable pension and life insurance? Would this be a good incentive for a wife to behave and stick around, hoping that you croak and she and the children would be entitled to some huge some of money?
Just curious what you think about life insurance

Nope. If you get whole-life insurance, it’s just one more asset to be split 50/50 in the event of a divorce. And if you get term insurance, then it’s like paying for cable television: It’s just something you buy from month to month, and it disappears as soon as you quit paying for it.

Besides, if a wife really wants insurance as part of her divorce, she’ll just make it part of the divorce conditions. My second ex-wife gets a chunk of my pension (I took early retirement), and our divorce contract states that I have to keep her permanently as my beneficiary (even if I marry again), so that she’ll continue to get survivor’s benefits and pay in case I die first.

They keep bleeding you even after you’re dead. 🙂

[WhackerGuy2030Participant 999]

I think you’re asking the wrong question. No legal or financial rule change will salvage the institution of marriage. Change has to be cultural first, then legal, then financial.
.
I’ve got a small sum accumulated in life insurance and it’s more important to me, dollar for dollar, than any other asset. I could care less about the death benefit, or leaving it behind. I’m more so concerned about having that tool there in the event I need to raise some quick cash without fire-selling assets or crawling to the bank. It’s also the conservative corner of my retirement portfolio.
.
For any married guy, the last thing I’d advise is to up the reward for him dying or being murdered. Put aside enough to buy the house and a year of bills and call it good. The likelihood of a guys kids getting to use the life insurance for college is slim. Once mama has a purse full of cash and sees the shoes she’s always wanted, that money is gone.

[Jan SobieskiParticipant 28791]

Russky wrote:

Jan.Sobieski wrote:

Life insurance is for the people you leave behind. If you have no one to leave behind, it is a waste.

I’m talking about how life insurance could be an insurance from divorce or wife getting out of line or out of shape

Sorry Brother,

It won’t work. Females and children want instant gratification. A life insurance pay out is 20+ years away. A divorce payday and all the Chads she can f~~~ are 1 year away.

Love is just alimony waiting to happen. Visit mgtow.com.

[experiencedParticipant]

Great thinking. I’d ask two divorce attorneys.

Truly disgusting though how LAYDEEZ regard us as slaves:
http://www.huffingtonpost.com/gabrielle-clemens/divorce-and-term-life-ins_b_1655940.html

"It seems like there's times a body gets struck down so low, there ain't a power on earth that can ever bring him up again. Seems like something inside dies so he don't even want to get up again. But he does."

[bob__Participant 946]

Life insurance gives a wife an incentive to kill the husband. Spend everything while you’re alive and make sure you leave nothing for women.

[Author]

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